Cheap auto insurance rates are just a phone call, click or even a visit the next time you need to
Each driver is unique. The same goes for every insurance policy. At Direct Auto Insurance, we get it. We’re here to provide you options every step of the process. From low-cost coverage options, to additional services, excellent financing plans to savings on your payments We’re here to assist you create the ideal car insurance policy to meet your requirements. Begin by getting a quick and free insurance quote by completing the form online and you’ll be amazed! You can also dial 1-877-GO DIRECT ( 1-877-463-4732) or stop by the Direct Auto store local to youto chat with a knowledgeable representative in person.
Why Buy Car Insurance?
While the requirements for car insurance coverage differ from state to state, almost every state requires some type or liability protection. It’s required by law. Additionally, the correct car insurance coverage could help ensure that you and your family members financially should there be an accident or theft or any other loss that is covered.
From 1991 onward, Direct Auto has been offering drivers throughout the nation with affordable insurance for their cars and top-quality services — regardless of the insurance history. Whatever the circumstance, Direct Auto has always been there for drivers to help them determine the most suitable policy that meets their specific needs. And we’re here to help you too.
Learn how insurance for cars can aid drivers such as Isabel on the following video!
Car Insurance Coverage Options
Learn more about our car insurance coverages below . Don’t be afraid to reach us for any inquiries. Our friendly agents are available to guide you through the details of car insurance! Learn more about the different kinds of coverages that we provide.
LIABILITY The Liability Insurance is the primary types of insurance for cars. Some motorists refer to the type of insurance in the form of “liability only” or “minimum auto insurance.” It typically comprises bodily injury Liability as well as property damage Liability insurance. If you are the cause of collisions, these insurances assist in paying for the medical expenses of the other driver as well as property damage (but not your own).
COMP & COLLISION:Comprehensive and Collision are usually purchased together. Comprehensive (also called “Other than Collision Coverage”) will pay for damage to your vehicle if it’s damaged or stolen during another way than collision, such as the weather or contact with animals. Collision insurance will allow the repair of your vehicle or replaced if it is struck by an object or is struck by the “hit and run” driver. It’s likely that you’ll be required to have Comprehensive and Collision insurance if the car is leased or loaned.
Medical Payments: Medical Payments is an optional insurance which will pay hospital, medical, as well as funeral costs in case in the event of an auto crash regardless of who was responsible.
Personal Injury Protection: Personal Injury Protection, or PIP, is a separate insurance policy that assists to pay certain hospital, medical funeral, and other costs in the case of an accident involving your vehicle regardless of who is responsible. In certain states PIP is required as an along with other insurance policies however, other states offer the option of an optional insurance. Personal Injury Protection is not available in all states.
Uninsured Motorist: Uninsured Motorist Coverage or UM Coverage can help you pay your expenses in the event that you’re injured in an accident and the driver at fault cannot be identified, does not possess liability insurance or does not possess enough insurance in place to be able to cover your claim. In certain states, Uninsured Motorist Insurance is only available for injuries to the body, while in other states, it’s available for property damage too. In some states, coverage for the “underinsured motorist” (where the at-fault driver’s liability insurance is in place but not enough to compensate for your losses) is offered as a separate policy.
Rent Reimbursement Car rentals aren’t always inexpensive. Rent Reimbursement can help you get reimbursed in the event of renting a vehicle if the car you have is unable to be driven following an accident at work or any other incident covered by the policy.
Towing: When your vehicle fails to start or isn’t able to be driven following the accident the Towing Insurance can assist in covering or reimbursing you for towing expenses in an emergency (up to the amount that you select).
Accidental Death If you die in an accident covered by insurance, the an optional Accidental Death Insurance will pay you $5,000 to the beneficiaries of your estate.
Why Choose Direct for Car Insurance?
Direct Auto isn’t your average car insurance provider. Our knowledgeable agents will work together with you to provide you with the insurance you require at an reasonable prices — regardless of your history with insurance. From low down payment to monthly low payments various discounts on insurance for cars to a variety of payment options the bill, you’ll get it all when you select Direct Auto. In the right circumstances this could result in the most affordable, lower cost insurance for your car. We’ll work hard to ensure you obtain the lowest cost car insurance that provides the quality protections!
Additionally, insurance companies will only provide you with only one method of getting to them, but we’re here to help that’s why we provide customer support via the internet, by phone, or in person at over 400 store branches across the United States. If you require us, we’re available and are waiting to talk about the cost of car insurance as well as SR22s, assistance with getting the proper coverage when teens begin driving, and more. Our goal is to believe that that this is what sets us apart from other insurance companies!
How Do I Get a Car Insurance Quote?
Are you interested in finding out how much you can save on insurance for your car with Direct Auto? You are able to get an insurance quote for your car nearly anywhere, any time. It’s easy! Request an free quote on car insurance on the internet or call 1-877-GO DIRECT ( 1-877-463-4732) or go to any Direct Auto store close to your home. Immediate auto insurance protection and evidence of insurance are just only a click, call, or stop by!
Here’s What Direct Auto Customers Are Saying
“Best car insurance agency ever!”